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PAY

 

 MOBILE PHONE TOP-UP

VivaCell-MTS, Ucom, Beeline, Russian and Georgian operators 
- Commission fee: 0 %
- Transaction duration: instant
-Russian operators. minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.
-Georgian operators. minimum transaction amount is 1GEL, maximum amount - 100,000 AMD.
*Premium Plus user (Russian and Georgian operators)

 

 

UTILITY BILL PAYMENTS


- Electricity, gas, water, fixed line
- Commission fee: 0%
- Transaction duration: max. 1 workday

LOAN REPAYMENTS


- Of all Armenian banks
- Commission fee: depending on the payment amount

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%

- Transaction duration: 2 banking days
-Minimum transaction amount is 1,000 AMD.
*Premium user

INTERNET


- Ucom, VivaCell-MTS, Beeline, HiLine, Interactive, Rostelecom
- Commission fee: 0%
- Transaction duration: instant

TOP-UP OF SOCIAL MEDIA ACCOUNTS


- Odnoklassniki, VKontakte
- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

ONLINE BETTING

-Top-up of betting accounts: Vivarobet, Totobet, Eurofootball,Europe-Bet, Adjarabet
- Commission fee: 0%
- Transaction duration: instant

-Europe-Bet, Adjarabet. minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.


*Premium user

ONLINE SHOPS


- Payments in online shops
- Commission fee: 0%
- Transaction duration: instant

PARKING AND FINES


- Parking payments
- Commission fee: depending on the payment amount
  - 0-500 AMD - 0 AMD,
  - 1,000- 12,000 AMD - 200 AMD
- Transaction duration: instant

ONLINE GAMES


- Tanki Online, World of Tanks etc.
- Commission fee: 0%,
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

TV


- Ucom, Interactive, NTV Plus, Rostelecom, CTV
- Commission fee: 0%,
- Transaction duration: instant

 TAXES AND FINES

 - 0-3,000 AMD- 100 AMD,

-3,001-15,000 AMD - 200 AMD,
 - 15,001- 50,000 AMD - 300 AMD,
 - 50,001 AMD and more- 0.7%, 
- Transaction duration: 2 bank days

ROAD POLICE FINES

- Payments in favor of Road Police of RA
- Commission fee: depending on the payment amount
- 100-3,000 AMD - 100 AMD,
- 3,001-15,000 AMD - 200 AMD ,
- 15,001-50,000 AMD - 300 AMD,
- 50,001 AMD и более - 0.7%
- Transaction duration: instant
 -Minimum transaction amount is 100 AMD.

 

 CES


- Compulsory Enforcement Service
- Commission fee: depending on the payment amount
  - up to 15,000 AMD - 300 AMD,
  - 15,001-30,000 AMD - 500 AMD,
  - Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 30,000 AMD.

 

 

 TRANSFER

 

TO OTHER IDRAM ID

Commission fee: 0,4%
- Transaction duration: instant


*Premium user
-Minimum transaction amount is 1 AMD, maximum amount - 500,000 AMD.

   

 

 TO BANK ACCOUNT

Commission fee, depending on transaction amount.

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%
- Transaction duration: max. 2 banking days


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANK CARD

Commission fee: 1%
- Transaction duration: max. 5 minutes


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO IDRAM BRANCHES

Commission fee: 1%
- Transaction duration: max. 1 banking day


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO OTHER EMONEY SYSTEMS

Yandex.Money (conversion rate), QIWI (conversion rate), eMoney.ge (conversion rate), Webmoney (conversion rate)
- Transaction duration: instant


*Premium user
-Minimum transaction amount is 180 AMD, maximum amount - 100,000 AMD.

 

TO IDRAM MasterCard

Commission fee: 1%
- Transaction duration: max. 30 minutes


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANKS IN CASH

Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %
- Transaction duration: max. 1 banking day


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

 

TOP UP

 

VIA BANK CARD

Commission fee: 0 % (for cards issued by Areximbank« VTB-Bank Armenia, Unibank, Procredit bank and foreign international banks - 1%)
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 500,000 AMD.

*Premium user (in case of overseas bank cards)

 

 

VIA ARCA VIRTUAL


- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - according to card limit.

FROM OTHER EMONEY SYSTEMS


 Yandex.Money
- Commission fee:  3%+15RUB+conversion rate
- Transaction duration: instant


*Premium user

FROM IDRAM BRANCHES


- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 1,000,000 AMD.

FROM BANKS VIA CASH


- Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %, excluding Ardshinbank*
- Transaction duration: maximum 1 banking day

VIA BANK TRANSFER


- All banks
- Commission fee: according to bank tariffs
- Transaction duration: maximum 2 banking days

VIA PAYMENT TERMINALS


- Commission fee: 0%, excluding TelCell and EasyPay**
- Transaction duration: instant

 

OTHER

 

INTERNATIONAL MONEY TRANSFERS


- Receive transfers via Unistream (In Idram branches)
- Commission fee: based on Unistream tariffs
- Transaction duration: instant

* Up to 10,000 AMD - 200 AMD,
10,001 - 50,000 AMD - 300 AMD,
50,001 -100,000 AMD - 400 AMD,
100,001 AMD and more - no commission fee.

** Up to 1,000 AMD - 30 AMD, 1,001-4,999 AMD - 2%, 5,000 AMD and more - 1%:

From Idram to Idram with no commission
Dear Users, please be informed that from now on Idram to Idram transfers will be made with 0% commission.
Working schedule
Dear Users, please be informed that Idram Head Office, Ohanov City and Komitas City Branches will continue to serve. Armavir branch will not serve for uncertain term. The Branches Ohanov City and Komitas City will serve daily from 10:00 am to 7:00 pm. Head Office will be open from Monday to Friday from 10:00 to 16:00. ...
Working schedule of branches
Dear Users, please be informed that fromMarch20 Idram Head Office will be open from Monday to Friday from 10:00 am to 4:00 pm.The branches of Komitas City, Ohanov City and Armavir will continue their normal operation.
Informing about technical works
Dear users, be informed that from 18/03/2020 from 03:00AM to 05:00AM technical works will be carried out in the system․ As a result, during this time, the services will not be availableWe apologize for any inconvenience caused