LOAN REPAYMENTS

- Of all Armenian banks
- Commission fee: depending on the payment amount

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%

- Transaction duration: 2 banking days
-Minimum transaction amount is 1,000 AMD.
*Premium user

INTERNET

- Ucom, VivaCell-MTS, Beeline, HiLine, Interactive, Rostelecom
- Commission fee: 0%
- Transaction duration: instant

TOP-UP OF SOCIAL MEDIA ACCOUNTS

- Odnoklassniki, VKontakte
- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

ONLINE BETTING

-Top-up of betting accounts: Vivarobet, Totobet, Eurofootball,Europe-Bet, Adjarabet
- Commission fee: 0%
- Transaction duration: instant

-Europe-Bet, Adjarabet. minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

*Premium user

ONLINE SHOPS

- Payments in online shops
- Commission fee: 0%
- Transaction duration: instant

PARKING AND FINES

- Parking payments
- Commission fee: depending on the payment amount
  - 0-500 AMD - 0 AMD,
  - 1,000- 12,000 AMD - 200 AMD
- Transaction duration: instant

ONLINE GAMES

- Tanki Online, World of Tanks etc.
- Commission fee: 0%,
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

TV

- Ucom, Interactive, NTV Plus, Rostelecom, CTV
- Commission fee: 0%,
- Transaction duration: instant

 TAXES AND FINES

 - 0-3,000 AMD- 100 AMD,

-3,001-15,000 AMD - 200 AMD,
 - 15,001- 50,000 AMD - 300 AMD,
 - 50,001 AMD and more- 0.7%, 
- Transaction duration: 2 bank days

ROAD POLICE FINES

- Payments in favor of Road Police of RA
- Commission fee: depending on the payment amount
- 100-3,000 AMD - 100 AMD,
- 3,001-15,000 AMD - 200 AMD ,
- 15,001-50,000 AMD - 300 AMD,
- 50,001 AMD и более - 0.7%
- Transaction duration: instant
 -Minimum transaction amount is 100 AMD.

 CES

- Compulsory Enforcement Service
- 100-3,000 AMD - 100 AMD,
- 3,001-15,000 AMD - 200 AMD ,
- 15,001-50,000 AMD - 300 AMD,
- 50,001 AMD и более - 0.7%
- Transaction duration: instant
 -Minimum transaction amount is 100 AMD.

TO OTHER IDRAM ID

Commission fee: 0,4%
- Transaction duration: instant

*Premium user
-Minimum transaction amount is 1 AMD, maximum amount - 500,000 AMD.

 TO BANK ACCOUNT

Commission fee, depending on transaction amount.

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%
- Transaction duration: max. 2 banking days

*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANK CARD

Commission fee: 1%
- Transaction duration: max. 5 minutes

*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO IDRAM BRANCHES

Commission fee: 1%
- Transaction duration: max. 1 banking day

*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO OTHER EMONEY SYSTEMS

Yandex.Money (conversion rate), QIWI (conversion rate), eMoney.ge (conversion rate), Webmoney (conversion rate)
- Transaction duration: instant

*Premium user
-Minimum transaction amount is 180 AMD, maximum amount - 100,000 AMD.

TO IDRAM MasterCard

Commission fee: 1%
- Transaction duration: max. 30 minutes

*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANKS IN CASH

Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %
- Transaction duration: max. 1 banking day

*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

VIA BANK CARD

Commission fee: 0 % (for cards issued by Areximbank« VTB-Bank Armenia, Unibank, Procredit bank and foreign international banks - 1%)
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 500,000 AMD.

*Premium user (in case of overseas bank cards)

VIA ARCA VIRTUAL

- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - according to card limit.

FROM OTHER EMONEY SYSTEMS

 Yandex.Money
- Commission fee:  3%+15RUB+conversion rate
- Transaction duration: instant

*Premium user

FROM IDRAM BRANCHES

- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 1,000,000 AMD.

FROM BANKS VIA CASH

- Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %, excluding Ardshinbank*
- Transaction duration: maximum 1 banking day

VIA BANK TRANSFER

- All banks
- Commission fee: according to bank tariffs
- Transaction duration: maximum 2 banking days

VIA PAYMENT TERMINALS

- Commission fee: 0%, excluding TelCell and EasyPay**
- Transaction duration: instant

OTHER

INTERNATIONAL MONEY TRANSFERS

- Receive transfers via Unistream (In Idram branches)
- Commission fee: based on Unistream tariffs
- Transaction duration: instant